History[ edit ] Germany has the world’s oldest national social health insurance system, [1] with origins dating back to Otto von Bismarck ‘s Sickness Insurance Law of Types of programs[ edit ] See also: Health care systems , Single-payer health care , and Universal health care National healthcare insurance programs differ both in how the money is collected, and in how the services are provided. In countries such as Canada, payment is made by the government directly from tax revenue. The collection is administered by government. This is known in the United States as single-payer health care. The provision of services may be through either publicly or privately owned health care providers. In France a similar system of compulsory contributions is made, but the collection is administered by non-profit organisations set up for the purpose. An alternative funding approach is where countries implement national health insurance by legislation requiring compulsory contributions to competing insurance funds.

Insurance Discounts for NHS Staff

By Kevin Pratt on Friday 15 December If you’re insuring more than one car it could be worth taking out a multi-car insurance policy to save money. A multi-car insurance policy can usually cover up to five cars, and offers all the same benefits as regular car insurance. The only difference is that the same policy covers more than one car, and insures will give you a discount for insuring multiple vehicles with them.

Why choose multi-car insurance?

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Findings of this study, which were published in Age and Ageing, the journ Diane Domina Weighing In: Fiber Helps Prevent Obesity A recent study in mice led by researchers from Georgia State University in Atlanta suggests fiber in the diet can help prevent obesity, metabolic syndrome a cluster of conditions that include high blood pressure, high blood sugar, excess body fat ar This approach includes a tooth This discovery could help millions of people Nearly two-thirds of physicians report feeling burned out, depressed, or both, and Depending on how long it continues, this shutdown could significantly affect public health, because Diane Domina A recent study conducted by researchers at Boston University School of Medicine in Massachusetts suggests early signs of chronic traumatic encephalopathy CTE can develop after head trauma, even when concussion does not occur.

According to the resea

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Remember when everyone talked about how we would be a paperless society? Now it seems like we use paper more than ever. We end up with piles of it — bills, receipts, financial and insurance statements. And yet, the trend toward government and business entities wanting digital documents is growing.

Jun 08,  · X-dating isn’t just about calling a prospect once and forgetting about it. It’s about continuous follow up. One mistake a lot of agents make is to file a prospect away for years and only to try to revive them thru telemarketing.

Jeevan Saral is a very flexible plan designed by keeping in mind the ever changing demand of customer’s. Jeevan saral is a kind of endowment plan which can be taken for a maximum period of 35 years. One can start with yearly, half yearly, quatertly, ECS or monthly payment option from as little as Rs. Ideally in Mumbai one should at least take Rs. You will be covered for times for death risk and times for accidental death risk. This plan contains good feature of the conventional plans and the flexibility of endowment plans.

It provides higher cover, smooth return, liquidity and considerable flexibility. In this plan one has to choose the premium he wants to pay whereas in normal plans one chooses the S. The sum payable at maturity however differs for different entry age and terms. This plan is very appropriate for employees seeking life cover through salary savings schemes. The surrender value will be the greater then guaranteed surrender value or special surrender value as given below:

What Is an Ultrasound?

View All The teen dating scene can be awkward and uncomfortable, for teens as well as their parents. Technology has changed the way teens date , and many parents aren’t sure how to talk about dating these days. Here are five things every parent should know:

X-Date Marketing offers you a tested and proven system for generating Home Insurance (Property & Casualty) policy sales. Letters cost just 65¢ per unit, including list, customer suppression, printing, mailing services and Standard Class Postage, with a low letter minimum, ($ for .

The chronology comprises alternating dates of peaks and troughs in economic activity. A recession is a period between a peak and a trough, and an expansion is a period between a trough and a peak. During a recession, a significant decline in economic activity spreads across the economy and can last from a few months to more than a year. Similarly, during an expansion, economic activity rises substantially, spreads across the economy, and usually lasts for several years.

In both recessions and expansions, brief reversals in economic activity may occur-a recession may include a short period of expansion followed by further decline; an expansion may include a short period of contraction followed by further growth. The Committee applies its judgment based on the above definitions of recessions and expansions and has no fixed rule to determine whether a contraction is only a short interruption of an expansion, or an expansion is only a short interruption of a contraction.

The most recent example of such a judgment that was less than obvious was in , when the Committee determined that the contraction that began in was not a continuation of the one that began in , but rather a separate full recession. The Committee does not have a fixed definition of economic activity.


The thermoluminescence technique is the only physical means of determining the absolute age of pottery presently available. It is an absolute dating method, and does not depend on comparison with similar objects as does obsidian hydration dating, for example. Most mineral materials, including the constituents of pottery, have the property of thermoluminescence TL , where part of the energy from radioactive decay in and around the mineral is stored in the form of trapped electrons and later released as light upon strong heating as the electrons are detrapped and combine with lattice ions.

A systematic X-dating program does not guarantee the closed sale, but it most certainly guarantees your producer plenty of firms to call on which have an immediate need. And if that’s not half the battle, then you are just whistling Dixie.

November 6, Orange, Nov 5, Issuewire. If people are not satisfied with the direction in the country and do not want more of the same, then they need to make their voices heard and exercise their right to vote. November is Decision Time for Healthcare Coverage: America and our nations governmental framework have a responsibility daily to see to it there is not a lack of forwarding progress and wasted federal dollars.

Through the greater public healthcare system at large, there are key minimum federal protections in place, which have set the nations public health care system into motion every decade through well defined, well-established laws dating back to The Public Health Service Act PHSA laid the original framework in which good governance is strived for throughout the federal public healthcare system. Encompassed in the original law are additional laws, which advance throughout the course of each administration.

Consideration of, and the making of suitable allowances for, differences in health care needs of enrollees and differences in local availability of, and access to, health care providers. Nothing in this subparagraph shall be construed as allowing discrimination on the basis of pre-existing conditions or other health status-related factors. The forward progress and the development and well-being of our nation and people are top of mind for all Americans citizens and clinicians alike.

Physicians take an oath to assist their patients in getting the care and treatment they need to be well. Clinicians share in the care of the lives of their patients but are also deeply passionate and committed to improving and instructing their patients lives into wellness programs, improvements of care, and making accessible and available 21st-century clinical care and medicine into long-term cures.

National health insurance

We receive advertising revenue from some partners. On each page where monetized links are present, we disclose the specific partners in that category within the disclosure. We sometimes offer premium or additional placements on our website and in our marketing materials to our advertising partners. Partners may influence their position on our website, including the order in which they appear on a Top 10 list.

Dec 13,  · What is an average number of ex-dates for a producer to obtain on a weekly basis? These could be from phone, in-person, or a combination. .

First a few images. Hover your mouse over each thumbnail to read the subject matter. A ‘best effort’ at a sequence, if you will. If you can refine the information, do be in touch. Information on the history of ‘Blumer’ of Sunderland seems to be quite limited. But much of the data that follows is thanks to the efforts of Ray Ranns, who lives near Melton Mowbray in Leicestershire, U. Ray has been most busy assembling data about the family history, building upon materials assembled by his father ‘Noel Blumer Ranns’.

Of which John Blumer was one. But you should also know that the Blumer family was involved in shipbuilding in nearby Hartlepool. While the business was mainly in the repair of ships they did keep their workforce busy with new construction when the repair business was quiet.

Insurance Templates and Themes

What to Expect During an Ultrasound Many people who hear the term ” ultrasound ” likely picture a pregnant woman in her doctor’s office getting a sneak peek of the baby growing inside her womb — perhaps even finding out whether she should paint the nursery pink or blue. But while fetal imaging is one of the most common uses of ultrasounds, this diagnostic tool actually has many applications. How Ultrasound Imaging Works Ultrasound, also called sonography, uses sound waves to develop ultrasound images of what’s going on inside the body.

May 29,  · About a year ago, I wrote an article on x-dating for insurance agents which garnered some rave reviews from professionals within the industry. As such I wanted to re-visit this topic since I do a lot of consulting for many agents and brokers.

You can help by adding to it. August The healthcare system is regulated by the Federal Joint Committee Gemeinsamer Bundesausschuss , a public health organization authorized to make binding regulations growing out of health reform bills passed by lawmakers, along with routine decisions regarding healthcare in Germany. Salaried workers and employees below the relatively high income threshold of almost 60, Euros per year are automatically enrolled into one of currently around public non-profit “sickness funds” at common rates for all members, and is paid for with joint employer-employee contributions.

Provider payment is negotiated in complex corporatist social bargaining among specified self-governed bodies e. The sickness funds are mandated to provide a unique and broad benefit package and cannot refuse membership or otherwise discriminate on an actuarial basis. Social welfare beneficiaries are also enrolled in statutory health insurance, and municipalities pay contributions on behalf of them. Most civil servants benefit from a tax-funded government employee benefit scheme covering a percentage of the costs, and cover the rest of the costs with a private insurance contract.

Recently, private insurers provide various types of supplementary coverage as an add upon of the SHI benefit package e. Health insurance in Germany is split in several parts. This may result in substantial savings for younger individuals in good health. With age, private contributions tend to rise and a number of insurees formerly cancelled their private insurance plan in order to return to statutory health insurance; this option is now only possible for beneficiaries under 55 years.

Moreover, regional panel physician associations regulate number of physicians allowed to accept Statutory Health Insurance in a given area.